Calculators. You can have the use of a financial calculator. Here's how if works:

Step 1. Decide which calculator to get - the Hewlett Packard 10BII or the Texas Instruments BAIIPLUS. Your instructor may have a preference. If not, remember both calculators are excellent machines and do everything covered in the text. Here are a few basic differences. The HP10BII has a larger display (12 digits compared to 11), makes it easier to change the decimal setting and, for most applications, requires fewer keystrokes. The TIBAIIPLUS uses worksheets, and while there are more keystrokes involved, it is easier to review and change entries; it also has a few extra features, such as depreciation, bond, and date applications.

Step 2. You purchase the calculator at the price shown below. You also pay a shipping and handling fee.

Step 3. If you return the calculator within five (5) months, you will be refunded the price of the calculator. You will NOT receive a refund of the shipping and handling fee.

Note: Most people end up liking their calculator so much they will not part with it. If you think you will end up keeping your calculator, consider buying one elsewhere because you may be able to buy it at a lower cost. New and used calculators can be purchased on web sites such as eBay and Amazon.com; be careful to get the current model (see images below). You can also buy through Staples (800-378-2753), Office Max (800-283-7674), Office Depot (800-463-3768), Valley (800-462-2019), Wholesale (800-880-9400), and El Dorado (800-227-8292). Remember if you buy from someone other than us you cannot return the calculator to us for a refund.